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LOAN PROGRAMS
FHA Mortgage
- Minimum credit score: 580 AUS approved, 580 manual
- Non-Credit Qualifying Streamline refinances allowed
- Gift funds allowed for down payment and closing costs
- Cash out 80% LTV
VA Mortgage
- Eligible Veterans can purchase a home up to 100% financing
- Minimum credit score 600 AUS approved, 620 manual
- Cash-out up to 90%
- LTVForeclosure/Short Sale/Bankruptcy < 2 years allowed with AUS approval
USDA Mortgage
- Minimum credit score 620
- 100% Maximum LTV
- No Maximum loan amount
- Rate/Term refinances allowed
Conventional Mortgages
- 620 Minimum score
- Fannie Mae
- Freddie Mac
- Standard and High Balance
- HomeReady
- HomePossible
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Jumbo Loans
- Primary, second homes, and non-owner occupied programs
- State income programs
- Banks Statement Loans
- Self Employed home loans
- Offering the most competitive jumbo prime in the market
Multi-Family Loans
- 5-29 units or more
- 12months interest only
- Up to 80% LTV
Non-QM Loans
- P & L only program
- DSCR
- Foreign National
- No Income No Ration
- ITIN
- Bank Statement Loan
- Jumbo Loans
Fix & Flip Loans
Short-term financing for the purchase and rehab of non-owner occupied properties.
Rental Loans
Long-term financing for investors who are holding properties for rental income.
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