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LOAN PROGRAMS

FHA Mortgage

Minimum credit score: 580 AUS approved, 580 manual
Non-Credit Qualifying Streamline refinances allowed
Gift funds allowed for down payment and closing costs
Cash out 80% LTV

VA Mortgage

Eligible Veterans can purchase a home up to 100% financing
Minimum credit score 600 AUS approved, 620 manual
Cash-out up to 90%
LTVForeclosure/Short Sale/Bankruptcy < 2 years allowed with AUS approval

USDA Mortgage

Minimum credit score 620
100% Maximum LTV
No Maximum loan amount
Rate/Term refinances allowed

Conventional Mortgages

620 Minimum score
Fannie Mae
Freddie Mac
Standard and High Balance
HomeReady
HomePossible

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Jumbo Loans

Primary, second homes, and non-owner occupied programs
State income programs
Banks Statement Loans
Self Employed home loans
Offering the most competitive jumbo prime in the market

Multi-Family Loans

5-29 units or more
12months interest only
Up to 80% LTV

Non-QM Loans

P & L only program
DSCR
Foreign National
No Income No Ration
ITIN
Bank Statement Loan
Jumbo Loans

Fix & Flip Loans

Short-term financing for the purchase and rehab of non-owner occupied properties.

Rental Loans

Long-term financing for investors who are holding properties for rental income.

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